Capital Bank is a wholly-owned Ghanaian Bank that was given a class 1 universal banking license to operate as a Universal Bank effective August, 2013 after operating as a Savings & Loans company since the 29th of October, 2009.Capital Bank’s strategic focus is to provide timely and relevant financial solutions to the SME market.
In September, 2013 Capital Bank was adjudged the non-bank financial institution of the year 2012 by the Chartered Institute of Marketing Ghana for the company’s orientation to marketing & technological innovation, investment in Corporate Social Responsibility and strong financial performance. In October, 2013 it was awarded as the 10th best performing company for the year 2012 and the best in the Non-Bank Financial Institutions sector at the prestigious Ghana Club 100 (GC100) Awards organized by the Ghana Investment Promotion Centre (GIPC).
Capital Bank is noted for innovation and it’s the first financial institution to introduce a deposit solution dubbed; SpeedBanking, which makes it possible for customers to deposit cash into their bank accounts anytime, anyday, anywhere through their mobile phones without having to visit the banking hall. The bank’s ultra-modern head office is located at Capital Plaza on the Spintex Road. Currently,Capital Bank has eighteen (18) operational branches in total, located at Abossey Okai, Spintex, Tesano, Newtown, Makola, Ashiaman, Osu, Dansoman, Kasoa, Kumasi, koforidua, Miotso, Tema, Cape-Coast, Winneba, Takoradi, Tamale and Techiman.