To respect our clients and provide them with practical products with a high degree of efficiency to enable them to uplift and enrich their lives.
Who we are
Izwe Loans (Pty) Ltd is a specialist finance company targeting the formally employed market with an unsecured, salary based term-loan offering. The company has grown into a dynamic, rapidly developing pan-African micro-finance organisation with operations in South Africa, Ghana, and Zambia.
Izwe Loans (Pty) Ltd, was established in South Africa in 2004 opening its first branch in Pretoria, Gauteng. Since then, there has been a steady and managed progression of branch openings and Izwe is now represented by 30 branches nationwide.
The company is managed by a team of highly experienced South African micro-finance professionals, on similar principles as the former banking sector, from its head office in Johannesburg.
Izwe operates as a registered micro-financier and makes unsecured loans which currently do not exceed R50 000 with tenors up to 60 months. Izwe has disbursed over R1 billion to date to over 150 000 customers.
Regulations & Legislations
National Credit Regulator (NCR)
Financial Services Board (FSB)
National Credit Act (NCA) promulgated in June 2006
Long Term and Short Term Insurance Act