Nwabiagya Rural Bank Limited is a community owned Financial Institution that was established
in August 1987 and incorporated under the Ghana Companies Code 1963 (Act 179), the Banking
Law PNDC Law 225 and the Banking Act 673 (2004). The bank has shown persistent growth
over the years and continues to meet all statutory requirements of the Bank of Ghana.
The Bank continues to be one of the best managed Rural Financial Institutions in the country as
adjudged by Bank of Ghana.
To become the best managed and leading Rural Bank in the provision of competitive and
affordable financial services in the country.
To provide efficient and effective financial services by adopting appropriate technology,
increase market share, enhance optimal realisation of stakeholdersâ€™ interest,
human resource development and product innovations.
Efficiency through team work is our strength
Customer satisfaction is our hall mark
Maximisation of profit and protection of bankâ€™s assets is our prime concern
Honesty, integrity and loyalty are core to our existence
Community and human resource development is our goal
Poverty reduction is our dream
Growth and Human Resource Development
For proper decision making, coordination and controls, management of the Bank is
arranged in hierarchical order. At the apex of the decision making process is the Board
of Directors who offers the policy formulation and direction for implementation by management
team who supervises the operational activities of staff. For effective and efficient implementation
of various directives, various functions including Operations, Finance and Administration,
Credit and Marketing, Audit and Investigations take up, disseminate and monitor tasks to achieve goals.
The various units within the functions are organised so well that proper coordination exist to ensure efficiency.
With the introduction of computerisation and its deployment in our operations few years ago, major bottlenecks
have been overcome especially in our loan tracking methods. Though there are still challenges to be met.